The term futanari is reserved for characters drawn in an hentai art style. Females that share similar characteristics with futanari but are drawn in a Western style are usually simply referred to as cartoon dickgirls.
“Futas”, as the females are often called, fall into several categories:
The traditional form of futanari in which the cartoon female is depicted as having both male and female sexual organs.
A variation on this form in which the penis takes the place of the clitoris.
A variation on the two above forms in which the testicles are omitted (i.e. the character will have a penis but no testicles).
Enlarged or hypertrophic clitoris in which the character has no set of male sexual organs per se. This is still arguably included under the blanket term futanari.
Shemale or newhalf style in which the character has a penis and testicles, but lacks a vagina. This is sometimes depicted as the result of a gender swap operation.